of listed companies during the COVID-19 outbreak. Due to the possibility of unpredictable outcomes, accounting estimates for the preparation of financial statements can be quite a challenge. In this

can be side-lined for now, the COVID-19 pandemic has, however, shown how vulnerable our health, social and economic systems are to unpredictable and extreme crises. Sustainability has become the

trend. Amid the trade rift which may make the global economic recovery vulnerable, however, many central banks are likely to adopt a cautious stance in their monetary policy while also placing their focus

amounting to Baht 67 million and Baht 4 million, respectively. The loss was increased by Baht 63 million. Due to the unpredictable spread of Coronavirus (COVID-19), Baht depreciation against US Dollar during

vulnerable points in networks or systems, and to build very realistic duplicates of human voices for use in fraudulent activities. Meanwhile, the proliferation of 5G smart devices in the form of the Internet

4.1 ประเด็นท่ีส านักงานเห็นควรปรับปรุงหลักการตามข้อเสนอแนะ (1) การก าหนดนิยามผู้ลงทุนกลุ่มเปราะบาง (“vulnerable investors”) ขอให้ก ำหนดนิยำมให้ชัดเจน และในกำรพิจำรณำว่ำเป็น vulnerable investors ไม่ควร ค

(ThaiCERT). Given the more sophisticated cyber risks, financial institutions as service providers, and customers as users, are increasingly vulnerable to losses. In terms of cyber security readiness, however

lockdown in Thailand was lifted and business activities resumed in this quarter. However, economic recovery remained vulnerable as service sector continued to be impacted by the absence of foreign tourists

economic front and greater political issues. Therefore, 2020 will be the most difficult and unpredictable year for the Company. For MACO, we expect the Company’s performance to be negatively affected by the

vulnerable to physical and transition risks, respectively 5.1 5.2 5.3 Re-evaluate own risk taxonomies and identify existing risk types that are affected by climate change (e.g., financial, strategic and