limited only to major investors or high net worth investors.The guidelines proposed by SEC for supervision and encouragement of such business cover 4 key points as follows:1.     The process for wealth

) Amount % Credit card fee 1.48 1.57 (0.10) (6.07) Advertising and PR expense 0.68 0.43 0.25 56.70 Sales promotion - CLMV 0.00 2.05 (2.05) (100) Sales incentive 2.16 1.68 0.48 28.87 Others 0.83 0.83 0.00

) Sales incentive 7.95 9.56 (1.60) (16.79) Others 3.17 3.33 (0.16) (4.71) Total 19.82 24.33 (4.51) (18.54) For the year 2019, the Company has distribution cost at Baht 19.82 million decreased compared to

) Advertising and PR expense 0.76 0.51 0.25 48.26 1.44 0.94 0.49 52.13 Sales promotion - CLMV 0.00 0.01 (0.01) (100) 0.00 2.05 (2.05) (100) Sales incentive 2.57 2.35 0.22 9.48 4.73 4.03 0.71 17.55 Others 0.77

(0.00) (0.00) 0.00 2.05 (2.05) (100) Sales incentive 1.82 2.51 (0.69) (27.48) 6.55 6.54 0.02 0.27 Others 0.82 0.88 (0.06) (6.51) 2.42 2.53 (0.11) (4.45) Total 4.67 5.97 (1.30) (21.77) 15.70 18.21 (2.52

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Brief / Summary of Regulation Incentive Training / Seminar Related Documents SHARE : ContactUs ฝ่ายตราสารหนี้ ​โทรศัพท์ 0 2033 4632

Sustainability-Linked Bond Taxonomy Regulation in Brief / Summary of Regulation Incentive Training / Seminar Related Documents SHARE : ContactUs ฝ่ายตราสารหนี้ โทรศัพท์ 0 033 4632

Brief / Summary of Regulation Incentive Training / Seminar Related Documents SHARE : ContactUs ฝ่ายตราสารหนี้ ​โทรศัพท์ 0 2033 4632