auditing standards or inappropriate exercising of professional skepticism. The quality of engagement performance and the opinion on the financial statements may be impaired. • Establish policy on the

Phatra Asset Management name changed effective from September 28, 2020 2 Excluding loans classified as Purchased or originated credit-impaired (POCI) 3 The Bank current level of capital remains strong and

its subsidiaries recorded selling expenses of Baht 204 million, quite unchanged YoY. Selling expenses to sales was 15.0%, an increase from 13.4% in Q1/2017 due to lower sales. Q1/2018 Administrative

ratio of Domestic: Export was 62:38, unchanged from the same period last year. 1,760 1,500 1,000 1,100 1,200 1,300 1,400 1,500 1,600 1,700 1,800 Q3/16 Q3/17 - 2 1 % Y o Y - 1 7 % Y o Y - 2 1 % Y o Y - 1 7

additional four stores in the United States and that the they have been fully impaired in the administrative expense of the quarter. In 3Q 2019, the Company has entered into Global Strategic Partnership

รดอ้ยค่าดา้นเครดิตเม่ือซ้ือหรือเม่ือเกิดรายการ (Purchased or originated credit impaired) 4 ผลกำรด ำเนินงำนรวมของธนำคำรและบริษัทย่อย 2 ไม่รวมสินทรัพยท์างการเงินท่ีมีการดอ้ยค่าดา้นเครดิตเม่ือซ้ือหรือ

expected to severely contract during the outbreak. The export sector has been impacted by declining demand from trading partners and supply chain disruption, while the tourism sector has been impaired by

อ้ยค่าดา้นเครดิตเม่ือซ้ือหรือเม่ือเกิดรายการ (Purchased or originated credit-impaired) และวดัมูลค่าดว้ยราคาทุนตดัจ าหน่าย  ในเร่ืองสญัญาเช่าจะมีการรับรู้สินทรัพยสิ์ทธิการใชแ้ละหน้ีสินตามสญัญาเช่า ภำวะ

perform an engagement quality review is impaired? 5 Has the firm established responses to quality risks regarding the performance of EQr by setting out the following? (a) Description of the nature, timing

be impaired, and the audit quality shall not be compromised. 8. Details of the Quality Control System of the Audit Firm For the SEC Office’s consideration regarding the policies and procedures on the