the Audit Firm in the previous accounting period ensuring that the independence of the auditors shall not be impaired, and the audit quality shall not be compromised. 8. Details of the Quality Control

/ Total loans (excluding interbank) 4.0 Total loan loss reserve/ Total NPLs (coverage ratio) 1 114.1 113.2 110.1 111.2 111.2 115.9 1 Excluding loans classified as Purchased or originated credit impaired

ย่ำง มีนัยส ำคัญของ ควำมเสี่ยงด้ำน เครดิต (Lifetime ECL – not credit impaired) เงินส ำรอง ของ สินทรัพย์ทำง กำรเงินที่มี กำรด้อยค่ำ ด้ำนเครดิต (Lifetime ECL – credit impaired) เงินส ำรองของ สินทรัพย์ทำง

ำคัญของ ควำมเสี่ยงด้ำน เครดิต (12 - mth ECL) เงินส ำรองของ สินทรัพย์ทำง กำรเงินที่มี กำรเพ่ิมขึ้นอย่ำง มีนัยส ำคัญของ ควำมเสี่ยงด้ำน เครดิต (Lifetime ECL – not credit impaired) เงินส ำรอง ของ สินทรัพย์

increase of service fee by 10% is also reasonable to the space and conditions of services and the fees remain unchanged for 6 years. 5 From the aforementioned, the renewal of the Service Agreement is thus

Sales to Industrial Users (IUs) – Vietnam  Electricity sales to industrial users in Vietnam remained unchanged year-on-year at Baht 889 million for 9M’2017. ► The volume of electricity sold to industrial

plants in 2018. • EBITDA decreased 8.6% q-on-q to Baht 2,202 million in Q4’2018 due to stable selling price per unit to IUs from unchanged of Ft but an increase of gas cost however, this was the temporary

-impaired 2,832,464 2,536,194 113,956 122,564 Credit-impaired 108,604 85,240 71,206 51,224 Total 2,941,068 2,621,434 185,162 173,788 /1 Including allowance for expected credit losses of loans, interbank and

been given an order to rectify its impaired financial condition by way of capital decrease and subsequent capital increase with an assistance from a government agency or a state-owned financial

approved by the regulatory agency of such financial institution or the Board of the Financial Restructuring Authority (FRA), or which has been given an order to rectify its impaired financial condition by