. Still, funds continued to flow into Thailand as investors sought shelter in safe-haven assets amid heightened global risks. Moreover, they saw brighter prospects in Thai bonds following the policy rate

heightened competition from other financial institutions and non-bank players, KBank has focused on strengthening customer engagement through digital channels so as to reinforce our digital banking leadership

unitary board is overseen by an internal auditor’s body, the principles applicable to the board are also, mutatis mutandis, applicable. As the definition of the term “key executive” may vary among

Heightened Engagement? ....................................................... 37 Top US Legal Considerations Regarding Shareholder and Issuer Engagements ........................................... 38

usage as a way to support palm oil farmers. However, gross profit was still affected by Thailand’s heightened aggregate production capacity, which result in price competition of B100 product, combined

issuance to lock in their funding cost before any rate increase. Meanwhile, long-term bond yields moved within a narrow range amid heightened risks in emerging markets and escalating trade tension between

guard against any heightened liquidity risk stemming from volatility in the global economy. Closely monitored factors that could affect our liquidity and interest rate risks include:  Global and Thai