incentives of a property fund for exemption of the value added tax, the specific business tax, and the stamp duty due to the conversion of a property fund into a real estate investment trust, as well as the
was Bt8,005mn increasing 11% YoY and flat QoQ, following EBITDA improvement. Effective tax rate stayed at 17% given the recognition of tax incentives from investments last years. Financial position As
increasing of incentives for outsourced debt collector and one-time write off for terminated system. - Expected Credit Loss (ECL) The Bank of Thailand (BOT) increased the minimum credit card payment rate from
products to meet the appropriate of the customers. The bank has provided the products by offfering the incentives rate alongside the any benefits which increased the competitiveness. Including the bank has
inbound tourism, especially from Chinese tourists as more direct flights from China to Thailand become available and partially helped by the visa fee discount and waiver incentives during the year. 3
the new deposit account services continuously which had the various products to meet the appropriate of the customers. The bank has provided the products by offering the incentives rate alongside the
of various customer groups by offered return of an investment incentives and various benefits for customers which is boost competitive advantage of the bank. In addition, the bank holds various
suitable for occupations and financial positions of various customer groups by offered return of an investment incentives and various benefits for customers which is boost competitive advantage of the bank
of various customer groups by offering the return of an investment incentives and various benefits for the customers which is boost the competitive of the bank. In addition, the bank holds various