Environment 1 1.1 Global and Thai Economy in 2019 and Outlook for 2020 1 1.2 Banking Industry, Competition and Emerging Risks 2 1.3 Significant Regulations and Rules related to Business Operations 5 2. Risk
shall come into force from 16 January 2016. Clause 2 The following notifications shall be repealed: (1) Notification of the Office of the Securities and Exchange Commission No. Sor Nor. 3/2556 Re
Short Term Bond 1YA : SCBSTB1YA :/%/ $:/%*)ก/.+ก/), $:/%*)ก/.63-(ก/$% #/&5-*%$;;/6/#h* (single entity limit) "9 3) )&+ก ' " "9 3"$, 1. ก* credit rating 2 ' !ก( )$ )&+ก ' " 2. ก* credit rating
to their operations. KBank has put in place the necessary procedures relative to IT risk and IT security management in compliance with the Notification. 7 2. Risk Management and Risk Factors 2.1 Credit
Industry and Competition 2 1.3 Regulatory Changes 2 2. Risk Management and Risk Factors 5 2.1 Credit Risk Management 5 2.2 Market Risk Management 5 2.3 Liquidity Risk Management 6 2.4 Cyber Risk Management 6
; 2% credit rating AA A BBB / A-2 A-3 หรือเทียบเท่า  
Credit Suisse ESG Securities Research ESG Integration in Equity Analysis 24th November 2022 Phineas Glover Head of APAC ESG Research phineas.glover@credit-suisse.com + 61 2 8205 4448 DISCLOSURE APPENDIX AT
likely that the Bank of Thailand could further lower the policy rate in 2020 on the back of a deteriorating economic outlook. V3 27/02/63 2 Thai Banking Industry in 2019 In 2019, commercial banks in
2006 30 09 2006 บาท 1 100,000,000 101,000,000 15 1,000,000 121 A 01 - ไทย 25 02 2006 25 05 2006 บาท 1 50,000,000 50,500,000 5 500,000 ภาคผนวก ก7 แบบรายงานการลงทุนใน Credit derivatives (MF07) หนาที่1/2
, 2018 are as follows: Credit Rating Agency * December 2018 September 2018 December 2017 Moody’s Investors Service Long-term Deposit Baa1 Baa1 Baa1 Short-term Deposit P-2 P-2 P-2 Senior Unsecured Debt