have risen abruptly, especially the rapid evolution of digital technology, intensified effects of climate change, and regulatory changes in the financial business. To cope with these issues, most

on in accordance with the 3-year Strategic Plan (2005-2007). However, in the course of intensified global capital market linkage, our next year?s mission will place importance on improving good

markets integration, recently set out under the joint effort of ASEAN securities regulators, the AIMC would have its members informed of the new business opportunities and intensified competition which they

service, emphasizing on convenience, simplicity, and worry-free to use mobile data. Competition in fixed broadband has been heightened by the incumbents. Although an average industry ARPU remained in a

competition was less intensified. Selling expenses increased due to sales promotion of 2.80 million baht which is an increase of 2.73 million baht or 3,894.73% y-o-y. Other expenses, which are sales commission

of digital technology, which has shaped a new trend of consumption amid intensified borderless business competition via digital channel. To brace for these numerous challenges, KBank prioritizes the

. Given the intensified global trade tension, the October 2018 World Economic Outlook of the International Monetary Fund cut its global economic projection for 2018 and 2019 to 3.7 percent, compared to the

next decade, such as volatility of capital flows, direction of the new rules and standards in connection with extraterritorial issues, world financial and economic connectivity with more intensified

recklessly. In this well-connected era, consumerism has rapidly intensified and spread widely through various perceptive channels especially the mass media. Ignorance is another essential cause of improper

intensified competitive environments in the near future. FAP therefore keeps pace with changes of international professional standards, including the International Financial Reporting Standards (IFRSs), the