their incentive plans that enable the company to with-hold the payment of any sum, or recover sums paid (‘clawback’), in the event of serious misconduct or a material misstatement in the company’s

companies over the course of each year, focused on issues that may fall outside the scope of our analysts’ normal, ongoing due diligence meetings with companies. More than 80 percent of these engagements are

in a decrease in the cost-to-income ratio, which stood at 42.52 percent. KBank has set aside higher allowance for impairment loss on loans, in line with uncertainties from the ongoing economic slowdown

) O No (4) Was dismissed, discarded or ejected from work because of misconduct: O Yes (please specify) For example, date of being dismissed, discard or ejected from work …… By company/office

dismissed, discarded or ejected from work because of misconduct: O Yes (please specify) For example, date of being dismissed, discard or ejected from work …… By company/office ……………………………….…….………. Detail of

by the Notification of the SEC or the Office, the securities company shall collect the relevant data and notify the Office within seven days from the date of acknowledgement of such misconduct. Clause

from the date of acknowledgement of such misconduct. Clause 13. The securities company shall keep records of investment advice, trading instruction and negotiations regarding securities investment with

the SEC or the Office, the securities company shall collect the relevant data and notify the Office within seven days from the date of acknowledgement of such misconduct. Clause 13. The securities

realize the practice in accordance with the relevant rules and regulations of the SEC and the SET. In order to prevent this type of misconduct in the future by considering the connected transaction must be

this type of misconduct in the future by considering the connected transaction must be approved by the Board of Directors’ meeting with the directors with the conflict of interest have no right to vote