and Q1/2018 respectively, A decrease in total revenue 28.8% and can be summarized as following. Q-O-Q Change Q1/2017 Q1/2018 Increase/(Decrease) Sales 274.7 189.1 -31.2% The sales volume decreases as

, and extremes in temperature ● Extreme precipitation and flooding ● Drought ● Sea level rise and storm surge ● Strong winds How these affect the asset or site in question will be highly variable and will

Consolidated financial statements Change Increase/(Decrease) For Three Months Period Ended 30 September 2017 2018 THB mm % THB mm % THB mm % Sale Revenue Revenue from selling product under Company’s trademark 1

people. This is because the limitation of wages increases which appeared in some industries such as Food, Electronic, etc. together with the rise of business transformation to be more automated. In

and gains on investments. The increase in net fees and service income V3 10/05/61 16:26 น. 3 was mainly attributed to a rise in fee income from mutual funds and loan-related services. The Bank’s

at THB 12,894 mn, an increase of 2.1% YoY. The rate of increase is lower than the growth in revenue from rent and services, courtesy of effective utility cost management. The rise in cost comes from

corresponding period last year. This was largely due to a rise in administrative expenses and, partially, an increase in the selling expenses of the domestic business aligning to the activities’ timeline. Whereas

Risk Assessment Tool ● Temperature changes, and extremes in temperature ● Extreme precipitation and flooding ● Drought ● Sea level rise and storm surge ● Strong winds How these affect the asset or site

Bonds Initiative | April 2018 6 2. Introduction 2.1. Objectives Investor demand for green and climate bonds is strong and will increase in line with the delivery of quality products into the market

mainly from the increase in revenue from dessert café, which was attributed to the expansion of 7 new stores from Q3/2018 and a rise in Same-Store-Sale-Growth (SSSG). Gross Profit and Gross Profit Margin