assess the incremental risks associated with their staff providing personal services while other firms, which collected the necessary information, had no means to verify the reliability or the completeness
%. Another significant impact toward real estate business was the Bank of Thailand housing loan control measure (Loan-to-Value: LTV). The measure had direct effect on the consumers’ purchasing power. However
the entrance area - Add service point for hand sanitizer - Measure daily body temperature of all staffs before working - Request cooperation from all customers and staffs wearing the face masks - Clean
and unemployment problem as improve from the government measure, such as ameliorate cost of living. In particular, the adjustment to the minimum wage in past. As a result in the year 2018, the Group has
unemployment issues have well from the government measure, such as ameliorate cost of living. In particular, the adjustment to the minimum wage on April 1 ago. As a result, the 2nd quarter of 2018, the Group's
problem as improve from the government measure, such as ameliorate cost of living. In particular, the adjustment to the minimum wage in past. As a result, the 3rd quarter of 2018, the Group's revenue from
auditor: (a) operation associated with the policy in Clause 5 (1) (2) and (3); (b) reporting on compliance in Clause 6 (4). (2) conduct control self-assessment to measure the effectiveness of the operating
: (a) operation associated with the policy in Clause 5 (1) (2) and (3); (b) reporting on compliance in Clause 6 (4). (2) conduct control self-assessment to measure the effectiveness of the operating
such customers in finding appropriate financial solutions on a case by case basis. The Bank will continue to assess the situation closely especially in terms of portfolio quality and will continue to
responsible departments to assess impacts on affected customers and KBank by conducting in- depth analysis and stress testing. Thus, KBank shall be able to proactively prevent and solve any problems which may