finished product and referenced crude oil price declining. Also in 2019 the refinery business incurred Inventory 10 Management Discussion and Analysis of Business Operation for FY2019 Bangchak Corporation
Classified Loans and Allowance for Doubtful Accounts Million Baht Item Loans & Accrued Interest Receivables * Allowance for Doubtful Accounts Classified to Bank of Thailand Criteria March 2018 December 2017
items - net 21,566.9 20,928.1 638.8 3.1 Investments - net 55,312.9 55,236.6 76.3 0.1 Loans to customers net of deferred revenue 161,893.2 154,020.3 7,872.9 5.1 Add: Accrued interest receivables 224.2
revenue 155,530.4 161,893.2 (6,362.8) (3.9) Add: Accrued interest receivables 214.1 224.2 (10.1) (4.5) Less: Allowance for doubtful accounts (3,947.5) (3,763.2) (184.3) (4.9) Revaluation allowance for debt
revenue Classified Loans and Allowance for Doubtful Accounts Million Baht Item Loans & Accrued Interest Receivables * Allowance for Doubtful Accounts Classified to Bank of Thailand Criteria June 2017 March
293,507 (14.3)% (14.3)% Total 1,938,619 1,978,391 1,941,093 (2.0)% (0.1)% * Less deferred revenue Classified Loans and Allowance for Doubtful Accounts Million Baht Item Loans & Accrued Interest Receivables
22,868.8 21,566.9 1,301.9 6.0 Investments - net 55,497.2 55,312.9 184.3 0.3 Loans to customers net of deferred revenue 165,033.2 161,893.2 3,140.0 1.9 Add: Accrued interest receivables 260.6 224.2 36.4 16.2
) (0.8) Add: Accrued interest receivables 213.0 224.2 (11.2) (5.0) Less: Allowance for doubtful accounts (4,054.2) (3,763.2) (291.0) (7.7) Revaluation allowance for debt restructuring (12.7) (12.0) (0.7
2,083,160 (0.6)% (3.2)% * Less deferred revenue Classified Loans and Allowance for Doubtful Accounts Million Baht Item Loans & Accrued Interest Receivables * Allowance for Doubtful Accounts Classified to Bank