offered Zii Token coin to a group of people, approximately 70-100 member, through the LINE application, and they also engaged in one-on-one sales. Due to Zii Token coin being classified as a not-ready-to

Note: 1) Excluding 9 branches, classified as other branch platforms per the Bank of Thailand’s conditions 2) Excluding International Trade Service Centers. More than one SME Business Center may be

(CHINA) CO., LTD. 4 4 SME Business Center 2) 147 146 Branches 3 3 International Trade Service Center 58 58 Representative Offices 7 8 Cheque Direct Service 20 20 Note: 1) Excluding 8 branches, classified

-CDM (Cash Deposit Machines) 2,618 2,615 K-PUM (Passbook Update Machines) 1,099 1,131 Note: 1) Excluding 9 branches, classified as other branch platforms per the Bank of Thailand’s conditions 2

3 3 International Trade Service Center 58 58 Representative Offices 7 7 Cheque Direct Service 20 20 Note: 1) Excluding 8 branches, classified as other branch platforms per the Bank of Thailand’s

-CDM (Cash Deposit Machines) 2,615 2,598 K-PUM (Passbook Update Machines) 1,131 1,118 Note: 1) Excluding 10 branches, classified as other branch platforms per the Bank of Thailand’s conditions 2

, all of which are covered and properly managed.  Credit Risk Management Credit risk refers to risk whereby a counterparty or borrower may default on contractual obligations or agreements, or have an

., Ltd. (K-Asset) and SCB Asset Management Co., Ltd. (SCBAM), as well as the equity funds managed by both companies.  Evidence indicated that she had performed her duty dishonestly in order to obtain

, performance of Jupiter hotels will be reported under share of gain/loss from investment in joint ventures. 1Q2020 operating performance of Hospitality business Hotel 1Q19 1Q20 Change (%) Self-Managed Hotels

Limited Management Discussion and Analysis 2Q20 2Q20 and 1H20 operating performance of Hospitality business Hotel 2Q19 2Q20 1H19 1H20 Self-Managed Hotels Number of hotel 2 2 2 2 Number of key 297 297 297