assets tied to the four non-financial groups (Energy, Transportation, Materials and buildings, and Agriculture, Food, and Forest Products) identified by the TCFD. There may be industries or sub- industries

Companies and Muang Thai Life Assurance PCL 50 4.6 Capital Requirements 52 4.7 Credit Ratings 54 5. Operations of Support Groups 57 5.1 Human Resource Management 57 5.2 IT Management 60 6. KASIKORNBANK’s

Performances of K Companies and Muang Thai Life Assurance PCL 49 4.6 Capital Requirements 50 4.7 Credit Ratings 53 5. Operations of Support Groups 55 5.1 Human Resource Management 55 5.2 IT Management 58 6

. Operations of Support Groups 56 5.1 Human Resource Management 56 5.2 IT Management 59 6. KASIKORNBANK’s Investments in Subsidiaries and Associated Companies 61 7. Shareholder Risk Management 62 1 1. Overview

companies The Company measures investments in equity instruments of non-listed companies at fair value and classifies the investments as financial assets at fair value, through other comprehensive income

classifies the investments as financial assets at fair value, through other comprehensive income ● Classification and measurement of investments in available-for-sale equity securities of listed companies The

Deposit, Current Deposit, Fixed Deposit, Fixed Deposit Receipt (FDR), and Tax Free Deposit. 2. Loan Service The bank categorizes customers into different groups to continuously develop good relationship

, Fixed Deposit, Fixed Deposit Receipt (FDR), and Tax Free Deposit. 2. Loan Service The bank categorizes customers into different groups to continuously develop good relationship with all customer groups

Super Shield, Saving Deposit, Non-Fixed Deposit, Current Deposit, Fixed Deposit and Tax Free Deposit. 2. Loan Service The bank categorizes customers into the different groups to continue develop the good

Deposit, Non-Fixed Deposit, Current Deposit, Fixed Deposit and Tax Free Deposit. 2. Loan Service The bank categorizes customers into the different groups to continue develop the good relationship with all