personal loan business to Boonterm kiosk’s Master Agents (Mas), sub-agents, Mas’ employees, and FSMART affiliated companies’ employees. The Company also offered CRM activities, including reward points

million or 8.87% from the general patients of subsidiaries. 2. Cost of hospital operations increased by Baht 18.41 million or 4.44% due to the increasing of medical personal expenses and depreciation from

) Financial Literacy media under the theme, “Money Matters,” with video presentation and storybooks about the importance of money saving, the basics of personal finance, and how to keep track of incomes and

profit margin was 4.64% of Revenue from sale and service, increased from last year that gross profit margin was 4.28%. This is result from the world steel price in declining trend from last year. Also the

company’s result of 2019 • Total revenue of Q2/2019 decreased 14% are results of no volume from G to G contracts of rice business in Q2/2019, declining in OEM of rice business and also closing food court at

foreign exchange, the net loss from operations this year was 25.45 million baht while it was 22.89 million baht last year. The loss from operating is a result the declining global trade. Besides, two

margin was 0.94 % of Revenue from sale and service, decreased from last year that gross profit margin was 4.33%. This is result from the world steel price in declining trend from same period of last year

the SEC Office according to the methods and procedures prescribed in the Licensing Manual for the Public. We have studied, acknowledged and understood the Personal Data Protection Policy for internal

compared to the prior year. It resulted from the decreasing of gross profit margin, followed the declining of revenues. Net profit margin to total revenues was at 6.1%. Revenues The structure of revenues for

C ha ng e ( pe rce nt) 2 on financial transactions via digital channels and declining insurance premiums. Non-performing loans to total loans in this quarter was stable from the end of the prior