commission, resulted in overall cost of service decreasing -1.5%YoY and remained flat QoQ. SG&A was under well-controlled, declining -26%YoY and flat QoQ. Marketing expenses dropped -33%YoY from lower

center, cyber security, ICT solutions, and 5G services. EBITDA is expected to grow by low-single digit, driven by better revenue momentum and controlled costs while ensuring proper capital allocation to

แบบแสดงรายการขอมูลการเสนอขายตราสารหน้ี (รายครั้ง) (แบบ 69-DEBT-PO-GOV.AGENCY) บริษัท........... (ช่ือไทย/อังกฤษของผูเสนอขายตราสารหน้ี) ............. เสนอขาย ......................................................................................................................... ......................................................................................................................... ....................................................................................................

Company started trading its newly issued stock on 15 February 2017. Issued and paid-up share capital Ownership interest 30 June 2017 30 June 2017 Name of the entity Type of business Baht % 80.00 99.27 Car

Conglomerate’s capital adequacy ratio (CAR) according to the Basel III Accord was 17.63 percent, with a Tier 1 capital ratio of 15.25 percent. KBank has emphasized synergy with K Companies, strategic partners and

of the previous year. This is mainly due to the higher gross margin in car exhaust pipes and other metal products. For the period of 1st half ended 30th Sept 2017, the Company and its subsidiaries had

of international tourists. Private investment is prone to recover in the second half of 2017 especially in automobile equipment, consistent with significant growth of passenger car sales in Q3

mainly due to the higher gross margin in car exhaust pipes and other metal products. For the period of nine months ended 31st Dec 2017, the Company and its subsidiaries had gross profit margin of 13.96

capital position was robust. As evidenced, capital adequacy ratio (CAR) of KASIKORNBANK FINANCIAL CONGLOMERATE (the Conglomerate) according to the Basel III Accord was 18.12 percent, with a Tier 1 capital

นี้ การที งทางการจัดจํา คูแขง และมีรา กคา SIM Car รางผลตอบแท ธุรกิจรับจางติด อยางไรก็ตาม การปลอยสินเช ลประกอบการใ การปลอยสินเช พัฒนาอสังหา อกจากน้ี ในส นป 2562 นี้ หนา 3/4 2560 เทากับ น้ดอย