2017 b) Brent/bbl: $70 (2018) and $75 (2019 & onwards), US Natural Gas: ~$3/mmbtu, THB/US$: 32.5 c) Net Op CE= Net operating capital employed, EMEA= Europe, Middle East and Africa d) Core financials
not directly related to our core financial business operations. Data analyses and close assessments of relevant events have been employed in managing existing equity to ensure maximum benefit of KBank
typically employed for decision making on business acquisitions. 6.2 The Tender Offer for all securities of GLOW The basis used to determine the total value of consideration of the tender offer for all
calculation bases, such as the trading multiple and dividend yield approaches, which are also typically employed for decision making on business acquisitions. 6.2 The Tender Offer for all securities of GLOW The
loan underwriting, especially through our SME Business Sales Agents and digital channels. As a breakthrough in lending, KBank has employed machine learning techniques to offer loan to our SME customers
quarter of 2018 continued to improve. Export performance remained strong, with 12.3 percent year-on-year expansion. Tourism also continued to perform well despite the end of the high season, as tourist
accelerated to grow. Regarding domestic demand, private consumption slowed down as a declining household income and employments, particularly in export-related manufacturing sectors. According to the slowdown
growth contributors are also anticipated to perform better especially private investment which will be backed by vigorous export expansion and investment by public sector. Increase in money injection from