KITHA shares is classified as acquisition of significant asset and related party transaction, the shareholders? resolution alone was unable to satisfy the requirements under regulations under the

decision-making.The above transactions are classified as high value acquisition and disposal of assets required the shareholders? meeting approval with the vote of at least three fourths of the shareholders

at 220.2 percent. The Bank continued to focus on loan quality through robust control over credit underwriting and risk management while maintaining the allowance for doubtful accounts at prudent level

includes translation adjustment and cash & cash equivalents of subsidiaries which classified as assets held for sale (THB mn) MANAGEMENT DISCUSSION & ANALYSIS 1Q 2020 15 MAY 2020 U CITY PCL 1Q 2020 - MD&A

ratio was also close to the target of 42.31 percent. At the same time, our robust capital position was sufficient to cushion against risk, and greater than the Bank of Thailand’s requirement. As evidenced

)% (2.1)% Agriculture and mining 53,134 51,498 46,242 3.2% 14.9% Others 285,538 313,565 281,907 (8.9)% 1.3% Total 2,029,810 2,083,160 1,978,511 (2.6)% 2.6% * Less deferred revenue Classified Loans and

will consider granting the loan types, interest rate, loan limits and payment period to suit each type of customers’ business and accelerate the underwriting process. The bank has categorized the loan

. However, the Company and AWN had no asset acquisition transactions during the past six months. Accordingly, the transaction is not classified as an asset acquisition transaction that requires the Company to

Systemically Important Banks (D-SIBs). Bangkok Bank, which is classified as a D-SIB, is required by the BOT to hold additional capital for Higher Loss Absorbency (HLA) by gradually increasing its additional

, the interest rate, loan limits and payment period to suit each type of customers’ business and accelerate the underwriting process quickly. The bank has categorized the loan services into 3 sectors