addition, they have to maintain prudent credit underwriting policy and be prepared for regulatory changes regarding the Basel III capital requirements and the International Financial Reporting Standards

capital requirements in 2019, and preparations for International Financial Reporting Standards (IFRS9), as well as development of digital platform to help expand customer base and income from financial

and Analysis for the second quarter ended June 30, 2020 The presentation of 2019 figures was not made in accordance with the new Thai Financial Reporting Standards 9 (TFRS9) related to financial

economic situation which could affect loan quality, provisioning and guidelines for debt restructuring as commercial banks must comply with the Thai Financial Reporting Standards (TFRS9): Financial

regulations which will take effect in 2020, especially the Thai Financial Reporting Standards (TFRS9), and capital requirements, as well as other additional measures intended to mitigate the household debt

heightened competition from other financial institutions and non-bank players, KBank has focused on strengthening customer engagement through digital channels so as to reinforce our digital banking leadership

applicantas specified in Clause 12 shall be in accordance with the following rules: (1) being prepared in compliance with the following financial reporting standards or any other reporting standard rendered

from the existing practice where Core EBITDA reporting precedes Reported EBITDA. Reported EBITDA is derived from and is a true reflection of Audited/Reviewed financial statements. Our MD&A starting this

: Rules, Conditions and Procedures for Reporting of Disclosure of Information on Financial Condition and Operating Results of Issuing Company in the parts concerning debt securities shall, mutatis mutandis

of financial and operational risks. In managing risks accociated with the operation of information technology, the derivatives broker shall put in place a system of control of the operation and