central bank is likely to keep interest rates low for the foreseeable future. Economic indicators for June and the second quarter of this year suggested an expansion in private investment and consumption

/background.htm 3. Elkins McSherry Survey. n.d. quoted in Pierre Paulden. 2006. Keep Change. Institutional Investor. December 2006. 4. International Federation of Stock Exchanges (FIBV). 2005. Annual report-2005. 5

stockpiles of food and essential products are enough to serve the customers’ need. In addition, we step up our omni channel platform to serve the needs of our customers, similar to bring our physical stores

utilities bill reduction. Also, NBTC’s measurement for free data and voice in April to May affected Company in short- term on mobile top-up and bill payment. However, the Company has prepared its cash flow by

operating result in 3Q2020, the total transaction amount was Bt9,987mn, increasing 10.1% QoQ. The total usage amount increased from both top up and payment services by bt6,895mn. and the money transfer

and quickly. And work together with the entire WICE branch network to deal with various logistics issues for customers. Keep up with changing situations Customer transportation must be handled. The

operational systems to scale up franchise operations, while the franchise opportunities are expected to be ready by end of May 2020. Q1/2020 Management Highlights Cost-saving initiatives have been carried out

branch, Central Plaza Bangna branch, and The Mall Bangkapi branch. 3 Continuous expansion of new store format "After You Marketplace" Developed and created more than 17 new products Expand pop-up stores

material cost of natural gas. This is the mechanism of the price formula which had the intention to give natural gas power plant keep the level of gross profit by mitigating the risk of natural gas price

turnover rate and keep the inventories between 15-20 days in order to avoid the risk from the fluctuation of palm oil prices, which is an important factor of the Company's profitability.  For 1st quarter of