and head office levels have been identified based on the lower scalability of business operations and employee reallocation plan. Furthermore, the Company engaged with its business partners to realign
review to support our management towards better credit management standards. Market Risk Management Market risk may arise from changes in interest rate, foreign exchange, equity and commodity prices, as
comprehensive cyber security and IT capabilities 12 Performing Talent and Agile Organization: Developing employee potential in the drive towards an agile organization Modern World-Class Technology Capability
utility expenses, transportation costs, and employee-related expenses, as well as the increase in rental expenses due to the relaxation of COVID-19 situation as the Company obtained lower rental discount
million, slightly increased by THB 4 million or 13% from Q2/2021. This was due to an increase in the head office employee expenses as well as repair and maintenance expenses, which was postponed during
million, increased by THB 13 million or 43% from Q3/2021. This was due to an increase in the head office employee expenses as well as other expenses such as property tax, repair and maintenance, and other
/2021YoY • Administrative Expenses in Q4/2022 was THB 45 million, increased by THB 5 million or 13% from Q4/2021. This was due to an increase in the head office employee expenses. • Administrative Expenses
. Administrative Expenses: YoY • Administrative Expenses in Q2/2023 was THB 48 million, increased by THB 12 million or 33% from Q2/2022 due to an increase in the head office employee expenses from the annual salary
by THB 17 million or 20% from Q1/2023 mainly due to the increase in employee expenses and rental fee of dessert café, corresponding to the increase in the number of branches. • Selling Expenses to
the customer needs. 4.3 Participating Dealer (PD), the bank was the PD for the fund management companies which had the various fund types consists of debt instruments and equity instruments, retirement