management) e.g. board of directors, executive committee, audit committee, remuneration committee, and authority of each committee; 9.3 REIT manager meeting: (1) specify meeting terms, meeting procedures

The opinions of the Independent Financial Advisor on the connected transaction (For the purpose of translation only) 1 Table of Contents Page Executive Summary 5 Secion 1 Request for approval to sell

place policies, processes, operational procedures and criteria for loan transactions and credit risk management which are in compliance with the government’s single-account scheme, taking into

. These new regulations and rules will be instrumental in elevating KBank’s operational procedures, which will be conducive to the nation’s economic and financial system, as a whole. 7 2. Risk Management

relevant approval by the shareholders meeting. The Company shall invite business operators and the general public interested in the acquisition of the assets to offer a bidding price for each asset in

of Thailand (the “SET”) for 7 consecutive days prior to the date on which the Board of Directors resolved to propose the said offering for approval at the Extraordinary General Meeting of Shareholders

Exchange of Thailand (the “SET”) for 7 consecutive days prior to the date on which the Board of Directors resolved to propose the said offering for approval at the Extraordinary General Meeting of

shares traded on the Stock Exchange of Thailand (the “SET”) for 7 consecutive days prior to the date on which the Board of Directors resolved to propose the said offering for approval at the Extraordinary

, effective April 1, 2019. KBank has in place relevant procedures to accommodate the new regulation, which is summarized below: 1. Minimum down payment or the loan-to-value ratio (LTV) has been established to

, under the approval of the Financial Institutions Policy Committee, to propose a resolution plan for failing financial institutions which could adversely affect the country’s overall economic and financial