Management Discussion and Analysis For the Annual Operating Results 2017 Ended December 31, 2017 Note: This Management Discussion and Analysis (MD&A) was made to disclose information and the vision

Institute in the Global Initiative for Sustainability Ratings (GISR) as the company conducts its business with transparency and fairness, disclose information in an accurate, transparent manner and

international IR standard in disclosing information timely and qualitatively to investors. Through Best IR Practice, the company gives high importance in accurate, up-to-date, sufficient information to investors

debt collection in order to maintain our asset quality management efficiency. 3  Regulations on Permission Given to Commercial Banks to Operate Information Technology-Related Services to Support Digital

Stock Exchange of Thailand Re: Disclosure of Information and Other Acts of Listed Companies concerning the Acquisition and Disposal of Assets B.E. 2547 (2004) Total size of disposal and acquisition on

information checking, and fund purchasing under the slogan “LH Bank M Choice” is financial transaction in one application”. 3.2 LH Bank Speedy is a service for more convenience in the financial transactions

not required to be disclosed according to the Notification of the Board of Governors of the Stock Exchange of Thailand Re: Disclosure of Information and Other Acts of Listed Companies concerning the

เหตท: กองททนรวมมทการลงททนกระจทกตววในหมวดอทตสาหกรรม Information Technology , Communication Services ควสมเสลพยงจสกกสรลงททนกระจทกในประเทศใดประเทศหนลพง (High Country Concentration Risk) ของ กอง ททน Morgan

ระบบคอมพิวเตอร์ และระบบเครือข่าย (Information and Network Security) 5. การควบคุมการพัฒนา หรือแก้ไขเปลี่ยนแปลงระบบงานคอมพิวเตอร์ (Change Management) 6. การสำรองข้อมูลและระบบคอมพิวเตอร์ และการเตรียมพร้อม

that it will help to ensure in transactions. The service offers a variety of facilities such as check balance, funds transfer, payment of goods and services, fund and insurance information checking under