) Financial Literacy media under the theme, “Money Matters,” with video presentation and storybooks about the importance of money saving, the basics of personal finance, and how to keep track of incomes and

the SEC Office according to the methods and procedures prescribed in the Licensing Manual for the Public. We have studied, acknowledged and understood the Personal Data Protection Policy for internal

updating its technological systems to ensure that it can cope with possibility of a significant surge in transaction volume. Nonetheless, commercial banks are likely to be exposed to technological failure

Businesses as well as foreign digital asset business operators because such engagements with unlicensed business operators are not legally protected and may be exposed to the risk of scams,” added Secretary

37.36 - 40.92 million baht, (2) the business to be acquired has not made any profits, (3) there is uncertainty in the operating results of the event organization business, and (4) NBC may be exposed to

business operators. This is because such unlicensed activities do not come with legal protection, and the investing public is exposed to the risk of falling victim to scams. It should be noted that all

non-performing loans, which is a strength area of the company whereby the fund structure is suitably maintained. In addition, JMT Plus business is still in an early stage and exposed to a default risk

digital asset business operators, as they will not receive legal protection and are at risk of being scammed, as well as exposed to money laundering risks. A list of licensed business operators is available

, including Thailand, going forward.  Market Risk in Trading Book Activities KBank’s trading activities are exposed to interest rate, foreign exchange, equity risks and credit spreads. Moreover, KBank has

personal expenses and the depreciation because of the expanding capacity of subsidiaries. Sincerely yours, (Mr.Pongpat Patanavanich) Managing Director