important business line and its trend were summarized as follows: 1. Personal Loans Business J Fintech Company Limited, operating a personal loan business, which its performance has been improved. Whereby in
e-KYC service and by the end of 2019, it is expected to have the SIM Card selling with e-KYC service kiosk for all mobile operators. For Loan business (Personal Loan / Nano Finance/ Car for cash) will
majority of selling expense was sale personal expenses and logistic expenses. This year, the Company and its subsidiaries have no obligation to reserve doubtful debt as in the first quarter of the previous
revenues were 5,093 million baht, an increase of 553 million baht or 12% y-y. This is the result of an increase in credit card and personal loan incomes as well as bad debt recovery continue to improve. As
the nine-month period of 2018, loans shared 30% of total turnovers (shared 21% from personal loan and 9% from purposed loan for mobile phones, IT products, electrical appliances and etc. at department
) (43.45) 2) Cleansing 18.57 8.54 30.51 14.34 11.94 64.30 3) Sunscreen and Cosmetic 7.84 3.60 10.19 4.78 2.35 29.97 4) Personal Equipment - - 32.75 15.39 32.75 - 5) Consumer goods - - 23.09 10.85 23.09 - 6
result of an increase in service revenue along with well-controlled expenses as well as recognition of lower tower rental for the first half, in this quarter. EBITDA margin increased from 42.3% in 3Q18 and
to 26.69% of the total number of investment units issued and sold of CPNRF). In addition, the tax incentive of CPNRF unitholders for the personal income tax exemption and the tax incentives of a