account the client preferred. In so doing, {E} did not contact nor inquire the client's demand directly even though it was possible to do so. Instead, she asked an employee who was not an approved

? Continuing to increase board independence and effectivenessThe ROSC finds that Thailand obtained a score of 82.83 points from a possible total of 100, receiving the highest score in the disclosure and

??Continuing to increase board independence and effectivenessThe ROSC finds that Thailand obtained a score of 82.83 points from a possible total of 100, receiving the highest score in the disclosure and

financial institutions? role in financial education to avoid possible conflicts between their educational and commercial activities??Further strengthening the delivery of financial education in schools

:     Proactive: forward-thinking and acting in advance in anticipation of possible challenges while being a firm and fair regulator as well as a friendly and visionary partner to all sectors, and initiating

revenue Classified Loans and Allowance for Doubtful Accounts Million Baht Item Loans & Accrued Interest Receivables * Allowance for Doubtful Accounts Classified to Bank of Thailand Criteria June 2017 March

2,083,160 (0.6)% (3.2)% * Less deferred revenue Classified Loans and Allowance for Doubtful Accounts Million Baht Item Loans & Accrued Interest Receivables * Allowance for Doubtful Accounts Classified to Bank

Housing Real estate and construction Agriculture and mining Others Jun’20 V2 27/08/63 10 Classified Loans and Allowance for Expected Credit Losses Non-performing loan (Gross NPL) at the end of June 2020 was

Others 14.4% 14.1% 15.1% 2.9% 2.7% 2.5% 10.0% 9.9% 9.7% 12.3% 12.2% 11.5% 22.8% 22.4% 21.9% 37.6% 38.7% 39.3% Sep'19 Jun'19 Dec'18 V2 12/11/62 10 Classified Loans and Allowance for Doubtful Accounts

previous year Baht 4.6 million. The main reason resulted from gains on exchange rate increased Baht 3.1 million against the previous year’s loss income was Baht 4.8 million which classified into