the company achieved expansion loans target while the domestic economic recovery. The total income was 963.01 million baht, an increase of 123.30 million baht or 14.68%. Interest expenses were 219.50

achieved expansion loans target. The net profit in the fourth quarter of 2018 was 454.91 million baht. An increase of 134.90 million baht or 42.15% from the same period of the prior year. The total revenue

updating its technological systems to ensure that it can cope with possibility of a significant surge in transaction volume. Nonetheless, commercial banks are likely to be exposed to technological failure

volume growth. There were an expansion of service station locations, the number of service station as of the end of 2018 was 1,175 locations, with 74 new service stations. The company has also rebranded

, especially through efficient cost management and expansion of their customer base and income from financial transactions and services via digital platforms. Close attention should be paid to the overall

, including Thailand, going forward.  Market Risk in Trading Book Activities KBank’s trading activities are exposed to interest rate, foreign exchange, equity risks and credit spreads. Moreover, KBank has

230 mn Project Risk HSMC is exposed to the foreign exchange rate movement due to the revenue is denominated in USD Expected Benefit Company expects that projects shall create the IRR of at least 10% 4.2

of subsidiaries. 3. Finance costs increased by Baht 49.85 million or 202.15 % due to the Investments in subsidiaries ,and the building expansion of the subsidiaries. Sincerely yours, (Mr.Pongpat

million or 213.17 % due to the Investments in subsidiaries “TPP Healthcare International Co., Ltd” and the building expansion of the subsidiaries. Sincerely yours, (Mr.Pongpat Patanavanich) Managing

been put in place, in order not to interfere with the retail market sales volume, the main sales channel. Constant growth can be observed in the retail sales volume from the customer base expansion