customer engagement in order to reinforce our digital banking leadership, in support of the national policy of making Thailand a cashless society, we launched a “No Fees” campaign for funds transfer, top-up

National Economic and Social Development Council and Ministry of Commerce Ye ar -o n- Ye ar C ha ng e (p er ce nt) 2018 2019 2019 2019 2 1.2 Banking Industry and Competition Commercial banks’ overall

in support of the national policy of making Thailand a cashless society. We always strive to bolster our capabilities in providing services via digital channels to promote increased digital

* ก$ ;/$ 5)

$ :/$ 4) ;* 4) ; % NAV ก$/$ . 38.00 #A . $))O , 14.00 10.00 ก$ C* ก$ :3 ก/ $$ 5 *98 ก* 3 ก/ $$ Credit rating % NAV B$$ 8 4) ;+ ,/ E9$+ , AAA 19.00 B$$ )ก , /#$#5 Cก* ($) A (TRIS) 19.00 Qatar National Bank

* ก$ D/$ 0( 1* 0( 1 % NAV ก$/$ . 57.00 )A . C 19.00 10.00 ก$ C* ก$ D5 ก/ $$ 5 *:9 ก* 5 ก/ $$ Credit rating % NAV Qatar National Bank (QNB) A (FITCH) 19.00 Doha Bank (DOHA) A- (FITCH) 19.00

* ก$ B/$ 0( 1* 0( 1 % NAV ก$/$ . 56.00 A )? . 19.00 12.00 ก$ A* ก$ B4 ก/ $$ 5 *98 ก* 4 ก/ $$ Credit rating % NAV China Construction Bank (CCB) A (FITCH) 19.00 Qatar National Bank (QNB) A (FITCH

* ก$ B/$ 0( 1* 0( 1 % NAV ก$/$ . 56.00 A )? . 19.00 17.00 ก$ A* ก$ B4 ก/ $$ 5 *98 ก* 4 ก/ $$ Credit rating % NAV China Construction Bank (CCB) A (FITCH) 19.00 Qatar National Bank (QNB) A (FITCH

) preparing country specific data and evidence and sharing country comparators and practice from elsewhere, (2) supporting governments to develop and implement the Integrated National Financing Frameworks

percent of total ordinary shares sold (“Spring26”), and a company licensed to use the spectrum to provide digital terrestrial television services as a national business service type in a standard definition