Quarter Variance For six-month periods Variance 2/2019 1/2019 (%QoQ) 2/2018 (%YoY) 2019 2018 (%YoY) Employees' expenses 393.5 401.6 (2.0) 357.6 10.0 795.1 718.2 10.7 Premises and equipment expenses 186.6
351.8 13.2 1,193.4 1,070.0 11.5 Premises and equipment expenses 174.3 186.6 (6.6) 190.0 (8.3) 547.4 558.8 (2.0) Other expenses 165.4 179.0 (7.6) 139.6 18.5 487.7 423.6 15.1 Total 738.1 759.1 (2.8) 681.4
' expenses 413.7 398.4 3.8 369.5 12.0 1,607.2 1,439.5 11.6 Premises and equipment expenses 183.9 174.3 5.5 191.3 (3.9) 731.3 750.1 (2.5) Other expenses 179.0 165.4 8.2 154.9 15.6 666.7 578.5 15.2 Total 776.6
coronavirus (COVID-19). Table: Other Operating Expenses (Unit: Million Baht) Items Quarter Variance 1/2020 1/2019 Amount (%YoY) Employees' expenses 362.6 401.6 (39.0) (9.7) Premises and equipment expenses 186.8
of operations of the Group The Group has principally engage in distribution of product and equipment, design, assembly and installation, and maintenance service of pure water treatment system
Phatra Asset Management name changed effective from September 28, 2020 2 Excluding loans classified as Purchased or originated credit-impaired (POCI) 3 The Bank current level of capital remains strong and
previous year Baht 4.6 million. The main reason resulted from gains on exchange rate increased Baht 3.1 million against the previous year’s loss income was Baht 4.8 million which classified into
gains on exchange rate increased Baht 3.1 million against the previous year’s loss income was Baht 4.8 million which classified into administrative expenses. Any other incomes increased Baht 1.5 million