bank network over the world with the national standard which have the various and the comprehensive services such as: - Letter of Credit - Bills for Collection - Trust Receipt - Shipping Guarantee
losses to NPL ratio /1 170.5% 203.9% 220.2% (33.4)% (49.7)% Total capital adequacy ratio 16.55% 18.48% 20.04% (1.93)% (3.49)% /1 Including interbank and money market lending At the end of June 2020, the
69,105 1.5% Interbank and money market items 2,380 2,429 2,039 (2.0)% 16.7% 7,130 6,403 11.4% Investments 2,611 2,621 2,454 (0.4)% 6.4% 7,580 6,764 12.1% Total interest income 28,471 28,014 28,220 1.6% 0.9
both pricing environment and handset campaigns despite lessen from previous year. Market was driven by postpaid acquisition via handset bundling package causing steady rise in blended ARPU throughout the
customer perception. We continue to focus on delivering fair profitability balancing between short- and long- term drivers while keeping our solid financial strength. Market and Competitive Environment As
guidance and outlook for 2022 were maintained. Market and Competitive Environment Although Thailand has reopened and the lockdown restrictions have been lifted, the impact of the Omicron outbreak continues
as a market leader in delivering an excellent user experience. Broadband and Enterprise businesses continued the growth momentum with distinctive products and industry collaboration Fixed broadband
personnel cost. The performance is expected to gradually increase going forward. 5 In July 2018 NCL SINGAPORE, which is a subsidiary company, has accomplished the following: 1. Incorporating Qingdao National
decreased amounting to 79.49 Million Baht, accounting for 42.23%, as the average selling price decreased 14.63% from previous year because the board of National Energy Policy office has adjusted LPG selling
/2018 1/2018 Interest Income Loans 23,696 24,026 22,366 (1.4)% 5.9% Interbank and money market items 2,321 2,048 2,057 13.3% 12.8% Investments 2,348 2,435 2,160 (3.6)% 8.7% Total interest income 28,365