businesses of Integrated PET, Fibers and Packaging are on track in terms of volume expansion and higher EBITDA contributions. Additional volumes, commensurate EBITDA contribution as well as declining PX prices
as well as declining PX prices are expected to be the main drivers for strong performance of Integrated PET chain. In the Fibers segment, we expect higher utilization rates and earnings per ton as our
deposits declining from the end of last year as a result. Regarding the quality of loans, the ratio of non-performing loan (NPL) to total loans slightly increased from the end of 2018 to 3.0 percent. V3 22
Group Public Company Limited Management Discussion and Analysis for the Second Quarter ended 30 June 2018 Page 5/19 The bank has provided the services in the various deposit accounts such as Saving Super
percentage growth respectively. 3 ASIA’S BOUTIQUE AIRLINE In contrast, there is a declining trend for tourist arrival from Europe, dropped by 1.9 percent, mainly from a drop in tourists from Russia (16.2% drop
accelerated to grow. Regarding domestic demand, private consumption slowed down as a declining household income and employments, particularly in export-related manufacturing sectors. According to the slowdown
ASEAN countries. Regarding domestic demand, private consumption expenditure grew at a slower pace amid supports from the government’s economic stimulus measures due to the declining household income and
15,386.7 35.3 Saving cooperative 8,435.0 11,510.0 (3,075.0) (26.7) Others 1,411.4 1,436.1 (24.7) (1.7) Total loans to customers net * 192,304.8 178,898.4 13,406.4 7.5 Note: * Total loans to customers net of