damage, [ii] other circumstances indicating that the applicant is facing financial distress, or [iii] reasonable grounds to believe that the applicant has any deficiency or inappropriateness in operational

Revenue Analysis Group Sales decreased 8% in 2019 to THB 20,384m from 2018 at THB 22,264m due to market weakness from the downturn in the semiconductor cycle and the US-China trade war. USD sales were 5

within December 2017. Industry Overview In term of the retail industry in 3Q17, there has been constant low growth from the previous quarter due to the weakness in buying power especially for low-income

distress d by 76.0 mil es from J Fin revenue w e same per bles and in er of 2017 e ease 54.5 Company’s crease from emuneration cial statem ht or 2.9 per was 585.2 m ast year. An n in revenu ross margin 350.3

. However, cash flow can still be collected as the Company continuously acquired more distress debt. In the quarter 3-4 of the year 2019. In the past, the Company had bought non-performing loans from

expenses equal to 636.7 million baht, 12.8 % increasing. This is due to the allowance of provision in distress debt management business and personal loan business. Finance Cost The company had total

competitive landscape remains challenging. We saw particular weakness in the steel sector as uncertainty led to reduced production and after a record sugar season in 2018 this sector has been behind our

11,659 million (up 5%yoy). Though GGC accomplished 22% ME sales volume higher than that of previous year, GGC’s revenue was pressured from the weakness in ME EPPO prices (following the soften of CPO-DIT

retraction of economic activities and consumer spending. The consumer sentiment remains fragile as the country waits for vaccination against the new variant. Despite of such economic weakness, we delivered

of service and SG&A. As a result of demand weakness, EBITDA in 1Q22 dropped -0.8% YoY and -2.3% QoQ to Bt22,404mn with a margin of 49.5%. Following declined EBITDA, AIS reported a net profit of