of currency exchange in present to stay in low level. Information Memorandum on Acquisition of Assets O.C.C. Public Company Limited หน้า 8 จาก 20 4. Risks on Credit Loan for Investment At present, the
rates on credit card from 18% to 16% per annum and personal loan from 28% to 25% per annum, effective from August 1, 2020 onward. However, the company focuses on promoting sales through online channels to
’ burden by reducing minimum payment for credit card and personal loan as well as providing a grace period and relief program in the first quarter of 2020. Moreover, the Company adopted a more cautious in
”), MahaNakhon Bespoke Tailoring Company Limited (“MHNK Bespoke”) and Verita MHK (Thailand) Company Limited (“Verita”) in term of loan in the total amount of not exceed Baht 42,046,735.08. This transaction shall
resulted an increase in 2 credit cards income at 4%, personal loan income at 2% and the growth of subsidiaries in Thailand and overseas. In addition, the Company has continued marketing campaigns throughout
Specialized Bank (Cambodia) Plc, a subsidiary company provides credit card, personal loan, and hire purchase services. The total new loan spending is growing 27% y-y. They have a plan to develop “AEON Riel Pay
2020, credit demand from the business sector improved from the previous quarter, due to loan demand from large corporates and small and medium sized enterprises (SMEs) for working capital and refinancing
result of an increase in total outstanding, especially personal loan product. However, the Company has continued improving efficiency in debt collection and credit judgment. - Finance Cost In the first
2020 slightly decreased 9.55 percent from the same period of last year, due to the higher sales volume in FOB incoterm, resulting in decrease in freight charges. In the 2nd quarter of 2020, selling