requirements to be fully enforced in 2019, as well. These new standards may eventually affect provisioning expenses, risk calculation and capital maintenance of commercial banks. All of these factors may change

banking business, directly and indirectly. In detail: 1. Cyber Security Risk Amid rapid technological change, Thai consumers have readily embraced the new tech trends. Obviously, economic activity

policies as well as the rapidly changing environment may have various effects on the operation of Thai commercial banks as follows: 1. Eastern Economic Corridor – The EEC Project has been developed in three

various measures and recovery of the tourism sector and hospitals. - Loans For 1H/2023 financial results, loans turnovers shared 22% of total turnovers, while the income from loans in the consolidated

training to develop the skills of their employees. (2) Consumers will change the value and nature of their consumption patterns. Normally, people consume less as they get older but products and services that

approve the change of signing authority as follows Original Directors with signing authority include Mr. Paisarn Taecharatanachai or Mrs. Suneat Kewkacha or Ms. Amponsri Kewkacha or Mr. Pin Kewkacha or Mrs

the Annual General Meeting of Shareholders to approve the change of signing authority as follows Original Directors with signing authority include Mr. Paisarn Taecharatanachai or Mrs. Suneat Kewkacha or

Business Development, Ministry of Commerce, shall be authorized to make a change of and an addition to wordings in order to comply with the order of the registrar as well as carry out any necessary or

led to widespread slowdown in economic activities. Private consumption slowed down in almost all categories especially in services segment: hotels, restaurants and transportations from the various

adapts the policies in relation to various conditions of each country. Nonetheless, the Company reiterated stringent health and hygiene protocols to be in line with the World Health Organization and local