revenue from sales at THB 602 mn, a decrease of 26.4% YoY (for nine months of 2019, CPN reported total revenue of THB 1,229 mn, a decrease of 48.5% YoY) due to lower transfers of residential projects

. The key transactions were the net loss in this quarter; cash received from the transfers of The Lofts Asoke, The Lofts Silom, The Diplomat 39 and Mews Yen Akat Projects; and the net cash flow paid for

. However, the amount of usage for internet packages, e-wallet topup, bill payments, and money transfers are growing continuously. The Company is still the number 1 leader in online top-up kiosk businesss in

platform, Driving entire sales and transfers, taking care of customers and employees like Zero- COVID, create the Everyone Can Sell team and be able to reduce the online marketing expenses and manage costs

mn), in line with the growth in sales of real estate due to the transfers at ESCENT Rayong, ESCENT Chiangmai and ESCENT Khonkaen condominium projects. Total administrative expenses stood at THB 1,438

Electricity Authority due to such expiry or (2) on the date in which BCPG transfers the sale shares of RPV to any third party that is not a subsidiary of BCPG (which ever occurs first). Remark 1. The Company

records or existing low-risk customers, while giving greater weight to digital lending. 2.2 Market Risk Management Overall, movements in foreign exchange saw the Thai Baht strengthen in the second quarter

portfolio, which is around 10% of IVL portfolio, is linked to crude oil price. These are integrated EG and MTBE. However, the rest 70% is not impacted from crude price movements and are stable growing

Management Overall, movements in foreign exchange continued to see the Thai Baht strengthen in the third quarter of 2019 compared to the preceding quarter. The creeping trade protectionism adopted by the US

system will be able to continue to support the quality of loans in the system. Fee income from fund transfers in 2017 will be impacted by the government's National e- Payment scheme to encourage a