) transactions 2Total of each segment may not always tally with consolidated financials due to holding segment 3Excludes price adjustment for captive sales on freight saving. This does not have any impact on
freight to decline. Jet (Kerosene) and Dubai crack spread (IK/DB) declined by 12.21 $/BBL compared to the average of 12.19 $/BBL in Q2/ 2 0 1 9 . This is due to pressure from the airline industry which was
cost (excluding freight) (USD/Ton JPU) 98.7 89.7 81.7 (17%) (9%) 97.7 87.5 (10%) Cost of sales of goods and rendering of services of IPP business in Q3/2020 was THB 2,217 million, decreased by THB 547
create a diversified earning stream via its HVA portfolio. This portfolio, which accounted for 52% of overall core EBITDA, has enabled the Company to de- liver robust earnings on a sustained basis. The HVA
margin for this high-growth segment remains at a robust 20%. Integrated Oxides and Derivatives (Ethylene, PEO, MEG and related derivatives) Production of 103 thousand tons (-20% YoY; +242% QoQ) Core
structure of a type of security, or the lack of robust data about the assets underlying the security raise serious questions as to whether the CRA can determine a high quality credit rating for the security
together with robust capital fund and reserves. LH Financial Group Public Company Limited Management Discussion and Analysis for the Third Quarter ended 30 September 2020 Page 4/19 Credit Rating LH Financial
quality and maintain the allowance for doubtful accounts at the appropriate level. The Bank’s balance sheet remained healthy with robust capital and liquidity positions. At the end of third quarter 2019
Brunei and Qatar, trading of new product in the market such as MTBE, additional revenue from logistics management and freight trading, furthermore the fostering of strong ties with trade partners and
at 220.2 percent. The Bank continued to focus on loan quality through robust control over credit underwriting and risk management while maintaining the allowance for doubtful accounts at prudent level