the year 2019. Loans consist of Big Corporate & Corporate at 76.0%, followed by Retail at 12.7% and SMEs & SSME at 11.3% of total loans. When classified by type of business, most portion of loans was

226,148.2 238,658.0 (12,509.8) (5.2) Loans to Customers Loans to customers (including interbank lending and money market items) classified by business sector can be divided into Big Corporate & Corporate

million or 30.49%, which main result from the company increased its flexible packaging production line, in Q3/2017 the revenue from flexible packaging was increase recognized and the sale on plastic sack

million or increase 232.3%, due to the company has improved its production efficiency and gain from sale of flexible packaging. 3. Selling expenses In year 2017, the selling expenses was Baht 9.96 million

Bangchak Corporation Plc. Table of Contents 5 10 0 10 Refinery Business 14 Marketing Business 16 Green Power Business 18 Bio-Based Products Business 21 Exploration & Production Business 26 31 30 Statement

the increase in revenue from sales, but the ratio of increasing of cost of sales was lower than the ratio of increasing of revenue from sales because of the increased in production volume of pre

Baht 1.37 million or decrease 62.97%, due to the production cost of new production line still not stable and there are some fluctuation. 3. Selling expenses In Q2/2018, the selling expenses was Baht 2.47

%, with 16.0% increase in automotive parts businesses and 35.3% increase in dealership businesses respectively whilst industry production was up by 5.8%. The increase in revenue was due to the following

of THB 793 million from the divestment of the Nikaho and Nagi project to the Infrastructure Fund in Japan. Bio-Based Product Business Group, by the Biodiesel Business reported production and sales

additional investments in plant, machinery, and office renovations to improve production efficiency and reduce production cost, for the Company’s sustainable growth in the future. However, some investments