) in accordance to TFRS9 was 5.9% increasing from 5.7% at the end of last year and 5.3% in the same quarter last year. The consolidated coverage ratio of allowance for expected credit loss to NPL (NPL
Cycle (Days) 46 50 Total Debt to Equity Ratio (Times) 0.55 0.71 Interest Coverage Ratio (Times) 88.49 43.82 Debt Service Coverage Ratio (Times) 4.60 2.59 - 9 - (3) Asset Management Capability (3.1) Debtor
Period (Days) 46 47 Inventory Turnover Period (Days) 18 17 Average Payable Period (Days) 17 15 Cash Cycle (Days) 47 49 Total Debt to Equity Ratio (Times) 0.78 0.55 Interest Coverage Ratio (Times) 53.85
de francais and Alliance Francaise Bangkok None None - - Director Fintania Co., Ltd Blockchain Laboratory Director Thl Fintech Co., Ltd Providing Internet of Things (IOT) Platform and creative gaming
Match Bangkok Century Cup 2022” sponsorship and “The Way of Gaming” retail branches marketing campaign, (2) Freight expenses, increased by THB 0.59 million due to soaring fuel prices which led to an
special events as in 9M2022 which include “The Match Bangkok Century Cup 2022” sponsorship and “The Way of Gaming” marketing campaign, which involved using vehicles to raise Advice brand awareness in
the financial risk perspective, despite the higher debt ratio stemming from increased loans and lower shareholder equity, the ratio was nonetheless at relatively low level. The interest coverage ratio
& Financial Policy Unit 31 Dec 2017 31 Dec 2016 Debt to Equity Ratio Times 0.62 0.79 Interest Coverage Ratio Times 11.25 9.49 Debt Service Coverage Ratio Times 1.38 1.76 According to the liquidity ratio and
’ equity as mentioned above. For the financial risk perspective, despite the higher debt ratio comparing to previous year, the ratio was nonetheless at relatively low level. Interest coverage ratio (EBITDA
previous year, the ratio was nonetheless at relatively low level. Interest coverage ratio (EBITDA / finance costs) decreased to 36x from 91x stemming from the increase of loans and decrease of shareholders