dimensions – economy, society and environment – under good corporate governance, appropriate risk management and effective cost management. Guided by the Customer Centricity strategy and our resolution of

, all of which are covered and properly managed.  Credit Risk Management Credit risk refers to risk whereby a counterparty or borrower may default on contractual obligations or agreements, or have an

achieve sustainable growth and returns while maintaining our long-term market leadership. Guided by our core strategies of “Customers’ Life Platform of Choice” along with “Customer Centricity”, KBank has

through other comprehensive incomes (FVOCI). The the company and its subsidiaries have decided to measure the securities at fair value through other comprehensive income (FVOCI). As a result, the

trend. Therefore, it caused the brand royalty to be less. The Company managed the risks by listening to the comment and suggestion from different groups of consumer in order to develop the merchandises

attributed mainly by number of factors, namely 1.) Growth in Tourism sector from visa-on-arrival measure and Hong Kong disturbance which reflects an increasing in tourists 2.) Government spending for

approved debtors /NPAs purchasers from late 2019, are still be able to perform according to the agreed terms. The company has managed to maintain target cash collection and close to historical 3-years

) Residential for sale which includes the properties transferred to CPN Retail Growth Leasehold REIT (“CPNREIT”) and CPN Commercial Growth Leasehold Property Fund (“CPNCG”) The Company managed 34 shopping centers

, are still be able to perform according to the agreed terms. The company has managed to maintain target cash collection and close to historical 3-years seasonal (Q1) average. However, Cash collection in

valuation of such derivatives contract shall comply with the method agreed upon by the customer; (2) Measure performance of investments in, or holding of, derivatives contracts in accordance with the rules as