audit firm; (2) Not required if another auditor affiliated with the same audit firm has submitted an application and the document to the SEC Office, provided that there is no material change to the

-2023 Balance by Quarter Change Q3-23 Q2-23 Q3-22 Q3-23 VS Q2-23 Q3-23 VS Q3-22 (Million Baht: MB) (MB) % (MB) % Total revenue 1,704.9 1,703.0 1,886.5 1.9 0.1 (181.6) (9.6) Total operating expenses

the new deposit account services continuously which had the various products to meet the appropriate of the customers. The bank has provided the products by offering the incentives rate alongside the

continuously which had the various products to meet the appropriate of the customers. The bank has provided the products by offfering the incentives rate alongside the any benefits which increased the

continuously which had the various products to meet the appropriate of the customers. The bank has provided the products by offfering the incentives rate alongside the any benefits which increased the

deposit account services continuously which had the various products to meet the appropriate of the customers. The bank has provided the products by offfering the incentives rate alongside the any benefits

deposit account services continuously which had the various products to meet the appropriate of the customers. The bank has provided the products by offfering the incentives rate alongside the any benefits

the new deposit account services continuously which had the various products to meet the appropriate of the customers. The bank has provided the products by offering the incentives rate alongside the

income and cost of sales resultin g in the operating income until the gross profit being reported differently from the previous periods Operating Highlights in Q3/2019 Q3/18 Q2/192 Q3/19 Change +/(-) 9M/18

depreciation and amortization expenses Financial Performance Project UpdatesExecutive Summary Change QoQ YoY +/(-) Operating revenue 5,553 5,366 5,459 2% (2%) 11,037 10,825 (2%) Gross profit 1,251 1,098 1,256 14