National Economic and Social Development Council and Ministry of Commerce Ye ar -o n- Ye ar C ha ng e (p er ce nt) 2018 2019 2019 2019 2 1.2 Banking Industry and Competition Commercial banks’ overall
-Value (LTV) ratio for mortgage loans which led to a decline in bank lending to the real estate sector. The Bank of Thailand also implemented policies to encourage commercial banks to focus on sustainable
เนินการขายผ่านช่องทาง e-commerce อย่างเต็มรูปแบบ ท าให้บริษทัมีช่องทางการจดัจ าหน่ายใหม่ และสามารถสร้างรายไดใ้นช่วงท่ีสาขาปิดด าเนินการเป็นการชัว่คราว และเม่ือทางรัฐบาลประกาศให้ห้างสรรพสินคา้สามารถเปิด
, decreased in amount of 12.0 million Baht or 33.3 percent. Real estate revenue was lower than last year due to the economic downturn resulting in the company postponing the new project development plan which
not exceeding 320 million USD. As aforementioned transactions, The Company recognized the effect on investment between the fair value from financial independent advisory firm with the actual
condominium units in the statement of comprehensive income when the real estate project has been completed and transferred to the customers. MahaNakhon Project: The Company sold 51 residences of the Ritz
type of business loans June December Variance 2019 2018 Amount (%YTD) Agricultural and mining 56.3 867.9 (811.6) (93.5) Manufacturing and commerce 37,673.3 39,909.8 (2,236.5) (5.6) Real estate and
mining 867.9 183.3 684.6 373.5 Manufacturing and commerce 39,909.8 33,602.2 6,307.6 18.8 Real estate and construction 22,893.8 21,590.0 1,303.8 6.0 Public utilities and services 40,527.0 40,245.3 281.7 0.7