Samui Property Fund 377.6 388.1 (10.5) (2.7) 1,124.6 1,122.9 1.7 0.2 Interest and Fee expenses (1) 97.9 85.7 12.2 14.2 282.9 243.7 39.2 16.1 Total 475.5 473.8 1.7 0.4 1,407.5 1,366.6 40.9 3.0 Remark : (1

compared to the year 2017. Total operating expenses were included employee benefit expenses, fee and service expenses, financial costs and other expenses. LH Financial Group Public Company Limited Management

. In addition the Company will be responsible for land transfer registration fee, land tax and any expenses to be paid to government agencies for ownership transferrable of property approximate Baht

million. In addition the Company will be responsible for land transfer registration fee, land tax and any expenses to be paid to government agencies for ownership transferrable of property approximate Baht

income decreased mainly due to lower gains on investments and net fees and service income. The main reason for the decrease in net fees and service income was the change in recognition of fee income from

scheme in Thailand. Part 3 Submission of Registration Statement and Draft Prospectus __________________ Chapter 1 Procedure for Submission of Application and Fee __________________ Clause 21 The offer for

Company has planed to generate more fee base incomes in the future. • Expenses The Company’s expenses mainly consist of operating and administrative expenses, bad debt and doubtful accounts, and finance

amortization 10.93 8.10 14.60 9.20 3.67 33.58 Tax and other fee 15.88 11.76 13.02 8.20 (2.86) (18.01) Others/1 3.04 2.25 7.90 4.98 4.86 159.78 Total administrative expenses 135.00 100.00 158.73 100.00 23.73

% Administrative employee cost 100.08 63.05 101.49 60.90 1.41 1.41 Miscellaneous expenses 23.13 14.57 17.48 10.49 (5.65) (24.43) Depreciation and amortization 14.60 9.20 11.99 7.19 (2.61) (17.88) Tax and other fee

, increasing by 3% from last year from ACS Servicing (Thailand) Co., Ltd. accordingly and others. The Company has planed to generate more fee base incomes in the future. • Expenses The Company’s expenses mainly