and transfer securities in the clients? accounts into those of other clients who were related to herself to seek personal gains.In addition, Pornthip filled in different confirmation phone numbers on
organizations across the country. The Project has been initiated to encourage employers to set up a learning process in personal finance for employees. It is expected help employees solve financial problems and
to COVID-19 pandemic. Therefore, the customer spending was still not fully recovered and declined shopping frequency. In addition, the international travel restriction also affected the declining of
summarized as follows: (1) Pre-payment fee for SME and personal loans under installment plan: Calculation of pre- payment fee shall be based on the outstanding principal and period for exemption of pre
deposits declining from the end of last year as a result. Regarding the quality of loans, the ratio of non-performing loan (NPL) to total loans slightly increased from the end of 2018 to 3.0 percent. V3 22
by Baht 34.37 million or 7.21% from the general patients of subsidiaries. 2. Cost of hospital operations increased by Baht 41.22 million or 11.03 % due to the increasing of medical personal expenses
. Cost of hospital operations & Administrative expenses increased by Baht 49.04 million or 9.45 % due to the Medical personal expenses increased because of the expanding capacity of subsidiaries. 3
expenses increased by Baht 57.24 million or 10.58 % due to the increase in medical personal and general staff expenses to support the future expansion of subsidiaries. Morever according The Labor Protection
. Cost of hospital operations & Administrative expenses increased by Baht 29.44 million or 10.92 % due to the Medical personal expenses also increased because of the expanding capacity of subsidiaries. 3