(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE UNREVIEWED AND UNAUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE SECOND

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED AND AUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE SECOND

(THIS REPORT DISCUSSES PRINCIPAL CHANGES TO THE UNREVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED

Period As Of Details M.C.S.STEEL PUBLIC COMPANY LIMITED 2023 Reviewed Company Q2 30/06/2023 M.C.S.STEEL PUBLIC COMPANY LIMITED 2023 Reviewed Consolidated Q2 30/06/2023 M.C.S.STEEL PUBLIC COMPANY LIMITED

Period As Of Details NATION GROUP (THAILAND) PUBLIC COMPANY LIMITED 2023 Reviewed Company Q2 30/06/2023 NATION GROUP (THAILAND) PUBLIC COMPANY LIMITED 2023 Reviewed Consolidated Q2 30/06/2023 NATION GROUP

Period As Of Details CHAI WATANA TANNERY GROUP PUBLIC COMPANY LIMITED 2023 Reviewed Company Q2 30/06/2023 CHAI WATANA TANNERY GROUP PUBLIC COMPANY LIMITED 2023 Reviewed Consolidated Q2 30/06/2023 CHAI

Period As Of Details LAGUNA RESORTS & HOTELS PUBLIC COMPANY LIMITED 2023 Reviewed Consolidated Q2 30/06/2023 LAGUNA RESORTS & HOTELS PUBLIC COMPANY LIMITED 2023 Reviewed Company Q2 30/06/2023 LAGUNA

Period As Of Details M.K. REAL ESTATE DEVELOPMENT PUBLIC COMPANY LIMITED 2023 Reviewed Company Q2 30/06/2023 M.K. REAL ESTATE DEVELOPMENT PUBLIC COMPANY LIMITED 2023 Reviewed Consolidated Q2 30/06/2023 M.K

Baht 1,400 million are subordinated debentures classified as Tier 2 capital. Loan to deposits and borrowings ratio stood at 100.0%, comparing to 101.8% at the end of 2017. 11 LIABILITIES CONSOLIDATED

classified as Tier 2 capital. Loan to deposits and borrowings ratio stood at 100.0%, comparing to 101.8% at the end of 2017. 11 LIABILITIES CONSOLIDATED Change (BAHT'000) Jun 30, 2018 Dec 31, 2017 Amount