(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED 31

of transactions: - The National Bank of Cambodia (NBC) issued the new circulars regarding increase the minimum capital requirement of financial institutions and capital injection will be used for

term collaboration with World Bank to further strengthen audit oversight practices in the region.Audits play a crucial role in upholding the reliability of financial statements and investors? confidence

using an easy financial transfer which requires transferees to link their national ID or mobile phone number or e-Wallet number to Land and Houses Bank Public Company Limited’s accounts. 3.3 Automatic

using an easy financial transfer which requires transferees to link their national ID or mobile phone number or e-Wallet number to Land and Houses Bank Public Company Limited’s accounts. 3.3 Automatic

support compliance with the personal data protection law of the Office of the National Digital Economy and Society Commission computer equipment sales project Peripherals and software of SVOA Public Company

-5700 Fax. 0-2651-5730 Other Financial Institution   Company Name Head Office 1. ANZ BANK (THAI) PUBLIC COMPANY LIMITED 2. BANK OF AMERICA NATIONAL ASSOCIATION 3. BANK OF AYUDHYA PUBLIC COMPANY LIMITED 4

audits of financial statements for periods ending on or after 15 December 2016. New requirements to disclose key audit matters are viewed as a potential game changer in enhancing the quality of auditing

audits of financial statements for periods ending on or after 15 December 2016. New requirements to disclose key audit matters are viewed as a potential game changer in enhancing the quality of auditing

indicating such change) 1.2 Type of Card [ ] Identification Card [ ] Passport (only for non-Thai national who does not have an identification card or does not know identification number) Card Number : Expiry