@kkpfg.com Tel. +66-2495-1366 Website: www.kkpfg.com http://www.kiatnakin.co.th/ 2 Change of Company Name From 17 August 2020 onwards, Kiatnakin Phatra Financial Group (KKP) has changed the name for the Bank
from the change in defined benefit plan according to KBank’s employment policy which is not related to labor law, together with rising marketing expenses, our cost-to-income ratio stood at 45.02 percent
of foreclosed assets. Current outstanding loans totaled Baht 1,128 million. Assets under SAM were subjected to change in classification from TFRS 9 for financial assets classified as Purchased or
million increased when comparing to Baht 509 million from the end of 2019 due to the change in classification from TFRS 9 for financial assets classified as Purchased or originated credit impaired from
Re: Rules for entering into a substantial transaction classified as an acquisition or disposal of assets, dated August 31, 2008 (as amended) and Notification of Stock Exchange of Thailand Board Re
a year or when there is a significant change affecting the risks and impacts as such. In doing so, it shall be complied with the following approaches: 3.1 Defining Critical Business Function Companies
becoming insolvent as a prerequisite. After a debtor has defaulted on credit obligations, he/she may submit a request to the court for proceeding with reorganization. This change provides a greater
Operating Results of the Company in Q3/2019 Q3/18 Q3/19 9M/18 9M/19 Change +/(-) (THB million) YoY YoY Operating Revenue 251 283 13% 871 1,194 37% Gross Profit 162 181 12% 582 773 33% EBITDA 76 78 3% 237 362