department stores. 85.99 66.02 19.97 30.25 3. retailers, retail and other retail customers. 27.18 28.02 (0.84) (3.00) 4. customers abroad. 6.36 8.01 (1.65) (20.60) Total revenue from sales 163.06 144.72 18.34

revenue from tourism both domestic and abroad of indirect subsidiary increased.  Revenue from organizing events increased by 79%. Whereas, advertising and airtime revenue from digital TV business decreased

policy to promote integration of sustainability factors into business operations. As SLB practices abroad continue to evolve, the SEC is proposing to amend the SLB regulations to enhance flexibility

and abroad, which will support business expansion and stimulate continued growth in the country's economy," said Mr. Kobchai._______________________

EMM Consulting to use their services and investment advice to tranform his pension fund abroad into investment to gain tax benefits and long-term returns. The investor proceeded accordingly and suffered

well-performing overseas assets. The Hotel industry remains the key revenue driver. Thai goods and services are at a premium due to the appreciation in Thai Baht, reducing the demand especially within

corporate governance, allowed KBank and K Companies to meet business targets as we gained wide acceptance and recognition at home and abroad, as reflected in the numerous awards we received in 2018. C

department stores. 124.23 110.78 13.45 12.14 3. retailers, retail and other retail customers. 40.89 40.27 0.62 1.54 4. customers abroad. 9.13 18.00 (8.87) (49.28) Total revenue from sales 241.36 233.17 8.19

business strategies, the aforementioned endeavors allowed KBank and K Companies to meet business targets and at the same time gain wide acceptance and recognition at home and abroad. B Contents Page

wide acceptance and recognition at home and abroad. C Contents Page Executive Summary A 1. Overview of Operating Environment 1 1.1 Global and Thai Economy in the Second Quarter of 2018 1 1.2 Banking