of 3.8% from the same period in the previous year (YoY). For nine months of 2019, CPN reported total revenue of THB 27,330 mn, an increase of 3.8% YoY, and net profit of THB 8,068 mn, a decrease of 7.1
subsidiaries for 1Q21 at Baht 1,463 million, an increase of 32.0% from the previous quarter. When comparing to 1Q20, net profit decline slightly by 1.4%. The consolidated comprehensive income for 1Q21 totaled
totaled Baht 9,929 million, decreasing Baht 115 million or 1.15 percent from the previous quarter. KBank still recorded increased income. As evidenced, both net interest income and non- interest income rose
the top level of "Excellence : 5 Stars" for fourth consecutive year. Overview of Economy and Competition in Commercial Banking In 2018, the Thai economy expanded at a greater pace than the previous year
previous quarter. The improvement could be attributed to net interest income which increased by Baht 326 million or 1.27 percent. Net interest margin (NIM) stood at 3.34 percent. Non-interest income also
to 3.39 percent, slightly higher than the previous quarter, and still within the target of 3.2- 3.4 percent. In addition, non-interest income rose Baht 1,125 million, or 7.45 percent over-quarter
digital channels, net fees and service income were close to the level of the previous year due to good growth in fee income from bancassurance and mutual funds. The ratio of expenses to operating income was
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