assisted by the governments of various countries such as Austria, Germany, Switzerland, Poland, and the Czech Republic, in the form of subsidies for payrolls, and tax relief. In Germany where the Company has

operation of J Fintech Company Limited in the past affected by the coronavirus situation some in the collection of debt during Lock Down. However, under the accounting practice, Subject: Temporary relief

from the second quarter will drive a significant increase in medical service utilizations in the second half of the year as a result of patients’ anxiety relief since the situation of the COVID-19

the impact on private consumption is expected to be eased to some extent by various relief measures being rolled out by the government. The Group has committed to support and operate in accordance with

relief due to the impact of the COVID-19, subsequently, in 2022, as the COVID-19 situation improved, rental and service fees were readjusted to normal rate, coupled with an increase in the number of

in better debt collection performance, as well as the Bank of Thailand’s extension of relief measures, which allow a reduced minimum payment rate of 8% on credit cards for an additional year as well as

preserving policy space. The MPC deemed the government’s announced relief measures and loan repayment measures to assist borrowers affected by the Covid-19 would more directly address the problems than

1,560,381.03 196,119.72 Debt relief 9,608,040.00 - Other revenues 16,900.23 810.10 Administration Expenses (317,077.74) (1,153,805.57) Financial Cost (0.06) (41.42) Profit (loss) before income tax 10,868,243.46

uncertain at this point. The Group is currently in process of providing assistance to the Group's customers based on the various relief measures and also assessing the subsequent impacts from the situation

repayment of the Financial Institution Development Fund (FIDF) from 0.46% per year to 0.23% per year according to the government’s relief measure during the year 2020-2021. While net interest margin (NIM