balance across different vintages. Bangkok Commercial Asset Management Public Company Limited Part 1 Page 10 Information Memorandum As of 30 September, 2019, assets that the Company had acquired within the

vintages. As of December 31, 2019, assets that we had acquired within the past five years accounted for approximately 59.05% and 30.44% of our total outstanding balance of loans purchased and Foreclosed

different vintages. As of June 30, 2020, assets that the company had acquired less than the past 5 years accounted for approximately 57.96% and 52.63% of the total outstanding balance of loans purchased and